*Position Summary*
Reporting to the Division Credit Manager, the Credit Lead is responsible for compliance of policies and procedures governing the credit functions of the Division, protecting the Division’s assets, and leading a team of professional credit representatives.
*Requirements*
* Ensure tasks performed by the team is in compliance with Company policies and procedures
* Establish Division policies, procedures, and best practices
* Lead process improvement efforts
* Supervisory and leadership responsibility involving staffing, conducting performance appraisals, establishing goals, training and development, reward & recognition, promotions, salary increases, terminations, disciplinary actions etc.
* Evaluate and manage lien/bond process
* Grant/deny new lines of credit and/or the extension of credit limits
* Compile monthly and quarterly management reports
* Manage high risk/sensitive customer accounts as needed
* Visit existing and potential customers to investigate credit and collection matters and foster good credit relationships between the customer and the Company
* Interact and provide support to sales, management and finance personnel as needed
* Other duties as assigned by management
*Minimum Education and Experience*
* Bachelor's Degree in Business, Accounting, related discipline or equivalent experience required
* Minimum 10 years credit experience with a solid knowledge of the credit process including specific working knowledge of lien and bankruptcy laws as well as credit recommendations
* Minimum 5 years of experience leading and managing a team
*Knowledge, Skills and Abilities*
* Ability to work in a team environment and interact effectively with customers, management and sales teams
* Understand and accept accountability
* Excellent verbal and written communication skills
* Solid understanding of business finance
* Strong negotiation and problem-solving skills
* Knowledge of lien and bond laws/process for multiple states (TX, OK, LA, AR)
* Excellent time management and planning skills; ability to prioritize and manage multiple tasks
* Advanced computer skills that include Microsoft Office
* JD Edwards experience preferred
* Some travel required
*Benefits*
* Medical
* Prescription Drug
* Dental
* Vision
* Health Care Reimbursement Account
* Dependent Care Reimbursement Account
* Wellness Programs
* Employee Assistance Plan
* Paid Holidays and Vacation
* 401(k) with Company matching
* Pension
* Salary Continuation – Short-Term Disability
* Long-Term Disability Options
* Employee Life Insurance
* Spouse & Dependent Life Insurance
* Business Travel Accident Insurance
* Direct Deposit Payroll
* Educational/Tuition Assistance Plan
* College Scholarship Program – for dependent children
* Matching Gift Program
* New Auto Purchase Discount Plans
Job Type: Full-time
Pay: $93,000.
00 - $100,000.
00 per year
Benefits:
* 401(k) 6% Match
* Dental insurance
* Employee assistance program
* Employee discount
* Flexible spending account
* Health insurance
* Health savings account
* Life insurance
* Paid time off
* Retirement plan
* Tuition reimbursement
* Vision insurance
Physical setting:
* Office
Schedule:
* 8 hour shift
* Monday to Friday
Education:
* Bachelor's (Required)
Experience:
* Credit: 10 years (Required)
* Managing a team: 5 years (Required)
* Lien & Bonds: 1 year (Preferred)
* Construction Collections: 1 year (Preferred)
Ability to Commute:
* Dallas, TX 75234 (Required)
Work Location: In person